Personal Information Collection Statement & Privacy Policy

Last updated: May 2026

1. Introduction

SVVAP AI operates https://www.svvap.ai/ and is committed to protecting your personal data in accordance with the Personal Data (Privacy) Ordinance (Cap. 486) of Hong Kong (PDPO). This statement explains what data we collect, how we use it, and your rights.

2. What Personal Data We Collect

Technical & Usage Data: IP address (hashed using SHA-256 — never stored raw), device fingerprint identifier, locale preference, queries submitted, and response metadata. We do not collect names, email addresses, or payment information unless you contact us directly.

3. How We Use Your Data

We use your data solely to: provide the credit card recommendation service, prevent abuse, improve service quality, and comply with legal obligations. We do not sell your data to third parties.

4. Data Retention

Query logs are retained for 90 days, then permanently deleted. Hashed IP data is retained for up to 1 day for abuse prevention.

5. Direct Marketing

We do not use your data for direct marketing without your explicit consent. You may opt out at any time by contacting us via WhatsApp at +852 6467 9093.

6. Your Rights

Under the PDPO, you have the right to access, correct, or request deletion of your personal data. Contact us via WhatsApp at +852 6467 9093 or visit Room 602-603, Hua Qin International Building, 340 Queen's Road Central, Hong Kong.